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From our blog.
Understanding the Benefits of a VA Loan for Veterans and Service Members
For veterans, active-duty service members, and eligible surviving spouses, a VA loan offers a powerful way to achieve homeownership. Backed by the U.S. Department of Veterans Affairs, VA loans are…
15-Year vs. 30-Year Mortgage: Which One is Right for You?
Choosing the right mortgage term is a critical decision in the home-buying process. The two most common options are the 15-year and 30-year fixed-rate mortgages. Each has its own set…
Understanding Closing Costs: What Every Buyer Should Know
Buying a home is an exciting journey, but it comes with its share of expenses—one of which is closing costs. Many first-time buyers are surprised by these additional costs, which…
¹ APR based on a VA 30 Year 5/1 Hybrid ARM loan amount of $500,000, 780 FICO score with 1% origination fee, 3.678% discount points, exempt from VA Funding Fee, a Loan to Value of 75% plus a $0 underwriting fee financed into the loan. Rate is subject to adjustment after 60 months and may adjust a maximum of 1.000% per year with a lifetime interest rate adjustment cap of 5.000% based on an index currently at 4.220% plus a margin of 2.250, but will not exceed 8.750% during the life of the loan.
² APR based on a VA 30 Year Fixed Rate Mortgage loan amount of $500,000, 780 FICO score with 1% origination fee, 2.386% discount points, exempt from VA Funding Fee, a Loan to Value of 75% plus a $0 underwriting fee financed into the loan.
³ APR based on a VA 15 Year Fixed Rate Mortgage loan amount of $500,000, 780 FICO score with 1% origination fee, 2.042% discount points, exempt from VA Funding Fee, a Loan to Value of 75% plus a $0 underwriting fee financed into the loan.
* Programs, rates, terms, and conditions are available as of 1/20/2025 and are subject to change without notice.
