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Our Lowest Rates Today:
Last Updated: 1/14/26
3.750% / 5.250% APR
30 Year Hybrid1
4.000% / 4.735% APR
15 Year Fixed3
4.750% / 4.906% APR
30 Year Fixed2

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From our blog.

What Happens After You’re Pre-Approved for a Mortgage

What Happens After You’re Pre-Approved for a Mortgage

Pre-Approval Is a Big Milestone Getting pre-approved for a mortgage is an exciting step—it means a lender has reviewed your financial information and given you a clear picture of what…

How to Prepare for Your First Consultation with a Mortgage Professional

How to Prepare for Your First Consultation with a Mortgage Professional

Why the First Conversation Matters Your first consultation with a mortgage professional is an important step in the homebuying journey. It’s not a commitment to apply—it’s a conversation designed to…

Holiday Safety Tips for a Safe and Stress-Free Season

Holiday Safety Tips for a Safe and Stress-Free Season

Keep Your Home Safe During the Busiest Time of Year The holiday season is one of the most joyful — and busiest — times of the year. Between decorations, gatherings,…

¹ APR based on a VA 30 Year 3/1 Hybrid ARM loan amount of $500,000, 780 FICO score with 1% origination fee, 1.503% discount points, exempt from VA Funding Fee, a Loan to Value of 75% plus a $0 underwriting fee financed into the loan. Rate is subject to adjustment after 36 months and may adjust a maximum of 1.000% per year with a lifetime interest rate adjustment cap of 5.000% based on an index currently at 4.220% plus a margin of 2.250, but will not exceed 8.750% during the life of the loan.

² APR based on a VA 30 Year Fixed Rate Mortgage loan amount of $500,000, 780 FICO score with 1% origination fee, 0.655% discount points, exempt from VA Funding Fee, a Loan to Value of 75% plus a $625 underwriting fee financed into the loan. 

³ APR based on a VA 15 Year Fixed Rate Mortgage loan amount of $500,000, 780 FICO score with 1% origination fee, 3.692% discount points, exempt from VA Funding Fee, a Loan to Value of 75% plus a $595 underwriting fee financed into the loan.

* Programs, rates, terms, and conditions are available as of 1/14/2026 and are subject to change without notice.

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