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Our Lowest Rates Today:
Last Updated: 12/9/25
3.750% / 5.532% APR
30 Year Hybrid1
4.000% / 4.509% APR
15 Year Fixed3
4.750% / 4.997% APR
30 Year Fixed2

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From our blog.

Preparing Your Home for Winter: Essential Tips for Homeowners

Preparing Your Home for Winter: Essential Tips for Homeowners

Why Winter Preparation Matters As temperatures drop and the days grow shorter, preparing your home for winter becomes one of the smartest steps you can take as a homeowner. Winter…

Understanding the Cost of Waiting to Buy a Home

Understanding the Cost of Waiting to Buy a Home

Waiting Can Feel Safe—But It Often Comes at a Cost For many potential homebuyers, it can feel tempting to “wait it out”—to hold off buying until prices drop or market…

How to Know When It’s the Right Time to Refinance

How to Know When It’s the Right Time to Refinance

Refinancing Is About More Than Just Rates Many homeowners think refinancing is only worthwhile when rates drop—but timing a refinance isn’t just about chasing numbers. It’s about aligning your mortgage…

¹ APR based on a VA 30 Year 3/1 Hybrid ARM loan amount of $500,000, 780 FICO score with 1% origination fee, 1.814% discount points, exempt from VA Funding Fee, a Loan to Value of 75% plus a $495 underwriting fee financed into the loan. Rate is subject to adjustment after 36 months and may adjust a maximum of 1.000% per year with a lifetime interest rate adjustment cap of 5.000% based on an index currently at 4.220% plus a margin of 2.250, but will not exceed 8.750% during the life of the loan.

² APR based on a VA 30 Year Fixed Rate Mortgage loan amount of $500,000, 780 FICO score with 1% origination fee, 2.235% discount points, exempt from VA Funding Fee, a Loan to Value of 75% plus a $650 underwriting fee financed into the loan. 

³ APR based on a VA 15 Year Fixed Rate Mortgage loan amount of $500,000, 780 FICO score with 1% origination fee, 1.668% discount points, exempt from VA Funding Fee, a Loan to Value of 75% plus a $625 underwriting fee financed into the loan.

* Programs, rates, terms, and conditions are available as of 12/9/2025 and are subject to change without notice.

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