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Our Lowest Rates Today:
Last Updated: 10/21/25
3.875% / 5.613% APR
30 Year Hybrid1
4.000% / 4.544% APR
15 Year Fixed3
4.625% / 4.958% APR
30 Year Fixed2

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From our blog.

Why Waiting for the “Perfect Rate” to Refinance Might Cost You More

Why Waiting for the “Perfect Rate” to Refinance Might Cost You More

Timing the Market Isn’t Always the Best Strategy When it comes to refinancing, many homeowners want to wait for the “perfect” rate to appear before they act. It’s a common…

Why Buying Local Helps Everyone Thrive

Why Buying Local Helps Everyone Thrive

Community Starts with Connection When you own a home, you become part of something bigger than your property—you become part of a local ecosystem. Every dollar you spend, every service…

Supporting Local Businesses as a New Homeowner

Supporting Local Businesses as a New Homeowner

Becoming Part of the Community Buying a home isn’t just about moving into a new space—it’s about becoming part of a community. Whether you’ve moved across town or across the…

¹ APR based on a VA 30 Year 5/1 Hybrid ARM loan amount of $500,000, 780 FICO score with 1% origination fee, 2.189% discount points, exempt from VA Funding Fee, a Loan to Value of 75% plus a $495 underwriting fee financed into the loan. Rate is subject to adjustment after 36 months and may adjust a maximum of 1.000% per year with a lifetime interest rate adjustment cap of 5.000% based on an index currently at 4.220% plus a margin of 2.250, but will not exceed 8.750% during the life of the loan.

² APR based on a VA 30 Year Fixed Rate Mortgage loan amount of $500,000, 780 FICO score with 1% origination fee, 2.665% discount points, exempt from VA Funding Fee, a Loan to Value of 75% plus a $495 underwriting fee financed into the loan. 

³ APR based on a VA 15 Year Fixed Rate Mortgage loan amount of $500,000, 780 FICO score with 1% origination fee, 2.474% discount points, exempt from VA Funding Fee, a Loan to Value of 75% plus a $595 underwriting fee financed into the loan.

* Programs, rates, terms, and conditions are available as of 10/21/2025 and are subject to change without notice.

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