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Our Lowest Rates Today:
Last Updated: 7/7/25
4.250% / 5.949% APR
30 Year Hybrid1
4.250% / 4.744% APR
15 Year Fixed3
5.125% / 5.469% APR
30 Year Fixed2

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¹ APR based on a VA 30 Year 5/1 Hybrid ARM loan amount of $500,000, 780 FICO score with 1% origination fee, 1.767% discount points, exempt from VA Funding Fee, a Loan to Value of 75% plus a $555 underwriting fee financed into the loan. Rate is subject to adjustment after 36 months and may adjust a maximum of 1.000% per year with a lifetime interest rate adjustment cap of 5.000% based on an index currently at 4.220% plus a margin of 2.250, but will not exceed 8.750% during the life of the loan.

² APR based on a VA 30 Year Fixed Rate Mortgage loan amount of $500,000, 780 FICO score with 1% origination fee, 1.251% discount points, exempt from VA Funding Fee, a Loan to Value of 75% plus a $795 underwriting fee financed into the loan. 

³ APR based on a VA 15 Year Fixed Rate Mortgage loan amount of $500,000, 780 FICO score with 1% origination fee, 2.196% discount points, exempt from VA Funding Fee, a Loan to Value of 75% plus a $249 underwriting fee financed into the loan.

* Programs, rates, terms, and conditions are available as of 7/7/2025 and are subject to change without notice.

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