Simplify’s 3 Step Process
Speak with one of our licensed loan officers to find out what low rate you qualify for.
Enter the market with the confidence that comes with securing a pre-approval.
2,000+ Reviews!
From our blog.
What Underwriting Really Looks For in a Mortgage Loan
Understanding the Underwriting Process Underwriting is often the most misunderstood part of the mortgage process. Many buyers hear the word and immediately feel nervous—but underwriting isn’t designed to be intimidating.…
Common Mistakes to Avoid After Pre-Approval
Pre-Approval Is a Strong Start—But Not the Finish Line Getting pre-approved for a mortgage is a big milestone. It means a lender has reviewed your financial picture and confirmed you’re…
What Happens After You’re Pre-Approved for a Mortgage
Pre-Approval Is a Big Milestone Getting pre-approved for a mortgage is an exciting step—it means a lender has reviewed your financial information and given you a clear picture of what…
¹ APR based on a VA 30 Year 3/1 Hybrid ARM loan amount of $500,000, 780 FICO score with 1% origination fee, 2.570% discount points, exempt from VA Funding Fee, a Loan to Value of 75% plus a $595 underwriting fee financed into the loan. Rate is subject to adjustment after 36 months and may adjust a maximum of 1.000% per year with a lifetime interest rate adjustment cap of 5.000% based on an index currently at 4.220% plus a margin of 2.250, but will not exceed 8.750% during the life of the loan.
² APR based on a VA 30 Year Fixed Rate Mortgage loan amount of $500,000, 780 FICO score with 1% origination fee, 1.090% discount points, exempt from VA Funding Fee, a Loan to Value of 75% plus a $625 underwriting fee financed into the loan.
³ APR based on a VA 15 Year Fixed Rate Mortgage loan amount of $500,000, 780 FICO score with 1% origination fee, 3.832% discount points, exempt from VA Funding Fee, a Loan to Value of 75% plus a $595 underwriting fee financed into the loan.
* Programs, rates, terms, and conditions are available as of 1/28/2026 and are subject to change without notice.
