Simplify’s 3 Step Process
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Speak with one of our licensed loan officers to find out what low rate you qualify for.
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Enter the market with the confidence that comes with securing a pre-approval.
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From our blog.
The Do’s and Don’ts of Applying for a Mortgage
Applying for a mortgage is an exciting step toward homeownership, but it’s important to approach the process carefully. Certain financial decisions made before and during the application process can impact…
How Rising Interest Rates Impact Your Homebuying Power
Interest rates are one of the most important factors to consider when buying a home. They directly influence how much you’ll pay each month on your mortgage and, ultimately, how…
5 Tips for First-Time Homebuyers
Buying your first home is an exciting milestone, but it can also feel overwhelming. As a first-time buyer, you’re likely navigating unfamiliar territory with a lot of questions about the…
¹ APR based on a VA 30 Year 5/1 Hybrid ARM loan amount of $500,000, 780 FICO score with 1% origination fee, 3.129% discount points, exempt from VA Funding Fee, a Loan to Value of 75% plus a $0 underwriting fee financed into the loan. Rate is subject to adjustment after 60 months and may adjust a maximum of 1.000% per year with a lifetime interest rate adjustment cap of 5.000% based on an index currently at 4.220% plus a margin of 2.250, but will not exceed 8.750% during the life of the loan.
² APR based on a VA 30 Year Fixed Rate Mortgage loan amount of $500,000, 780 FICO score with 1% origination fee, 1.872% discount points, exempt from VA Funding Fee, a Loan to Value of 75% plus a $0 underwriting fee financed into the loan.
³ APR based on a VA 15 Year Fixed Rate Mortgage loan amount of $500,000, 780 FICO score with 1% origination fee, 1.575% discount points, exempt from VA Funding Fee, a Loan to Value of 75% plus a $0 underwriting fee financed into the loan.
* Programs, rates, terms, and conditions are available as of 2/18/2025 and are subject to change without notice.