Learn everything you need to know about buying a home.
Please read through the articles below to help you learn more about the home buying process.
How To Successfully Relocate To Another State
Moving to a new state can be an exhilarating yet complex process. By preparing thoroughly, you can ease the transition…
Home Equity Loan vs. Personal Loan: Choosing the Best Option
When considering borrowing money for a home renovation or major expense, it's crucial to choose the right financing option. Home…
The Role of Fannie Mae and Freddie Mac in the Mortgage Market
Fannie Mae and Freddie Mac, two government-sponsored enterprises (GSEs), play a vital role in the U.S. mortgage market by providing…
Switching from an ARM to a Fixed-Rate Mortgage–What to Know
When you became a homeowner, you might have opted for an adjustable-rate mortgage (ARM). Now, years later, you might be…
The Role of Credit Scores in Mortgage Applications
Credit scores significantly impact mortgage applications. Lenders use them to evaluate your financial health and determine loan eligibility. Here’s how…
What to Consider Before Paying Off Your Mortgage Early
Paying off your mortgage early is a huge financial decision that many homeowners contemplate. Many advocate for early payoff not…
7 Ways to Make Money from Your Home
While building equity through mortgage payments or home improvements can enhance a homeowner’s wealth, it doesn’t necessarily provide immediate financial…
The Impact of Extra Mortgage Payments
For many homeowners, the mortgage is not just a monthly bill but a long-term financial commitment that shapes their budgeting…
10 Essential Spring Cleaning Tips for a Dazzling Home
Finally, days are getting longer, and the weather is starting to heat up. Spring ushers in a time of renewal,…
Navigating the As-Is Sale–A Seller’s Guide to a Hassle-Free Transaction
Selling your home in its current condition, commonly referred to as "as-is," presents a unique set of considerations, benefits, and…
Navigating Hazard Insurance–Protect Your Home Against the Unexpected
Homeownership can be expensive, especially if you aren’t prepared for the unexpected. Safeguarding your home and ultimately your family against…
How Safe Is My Neighborhood?: Check Your Neighborhood Safety
Finding your dream home is exhilarating, but is the neighborhood safe, and can you let your kids play outside? In…
Effortless Snow Removal–Winter Hacks to Keep You Ahead of the Storm
With the coldest month of the year now here, snow removal is on the horizon and can be a particularly…
Budget-Friendly Remodeling Ideas by Room for 2024
Transforming your home into a refreshed and revitalized space doesn't have to drain your bank account. With strategic, budget-friendly updates,…
The Smart Homeowner’s Guide to Refinancing–Key Questions to Ask
In the ever-fluctuating economic landscape, refinancing your home mortgage presents options that you can use to enhance your financial well-being.…
Unlocking Your Home’s Potential–A Guide to Home Equity Loans
Unlocking Your Home's Potential–A Guide to Home Equity Loans This week has been all about your home equity and how…
Maximizing Your Home’s Value–A Guide to Cash-Out Refinances
Maximizing Your Home's Value–A Guide to Cash-Out Refinances The American dream is often associated with owning a home. Once you…
Understanding Home Equity–A Comprehensive Guide
Understanding Home Equity–A Comprehensive Guide As a homeowner, you might be curious about the portion of your home that you…
A Step-by-Step Guide to Shopping for a New Home
Whether this is your first or tenth home purchase, shopping for a new home is an exciting time. It can…
First-Time Homebuyer’s Checklist
Ready to purchase your first home? Use this easy-to-follow checklist to navigate the path to home ownership. Determine Your Budget:…
Understanding Cash to Close
If you have received your Closing Disclosure from your lender, you are almost done with your home buying journey. The…
How to Get Preapproved for a Mortgage
Before you begin your new home search, talk to a lender about getting preapproved for a mortgage. This important step…
5 Strategies to Save for a Home
Buying a home is a big purchase, one that takes time to save up to afford. Many homebuyers use a…
Expenses First Time Home Buyers Need to Save For
If you are getting ready to purchase your first home, there are a few expenses that you need to prepare…
Finding the Right Location to Buy a Home
They say that buying a home is all about location, location, location. But what if you do not know what…
Understanding an Appraisal Contingency
When buying a new home, you have the chance to put in a number of contingencies to the purchase contract…
Should I Buy or Rent?
The biggest question those considering homeownership need to answer is simple: Should I buy or rent my home? Here is…
How Much Income Do I Need to Buy a House?
Homeownership is not just for the ultra wealthy. While income is an important factor when buying a house, knowing exactly…
What You Need to Know About Cosigning a Mortgage
If your credit, debt, or income is keeping you from buying a house, you may be tempted to have another…
Popular Loans for Buying a Home
Finding a great deal on your home purchase requires that you understand the different types of home loans available. Here…
How to Buy a House with No Money Down
Do you dream of homeownership but can’t come up with the required down payment? Don’t worry. You may be eligible…
Do I Need a Realtor to Buy a House?
When you are ready to make a new home purchase, the first thing to consider is who you want on…
How Much Do I Need for a House Down Payment?
One of the first hurdles that potential homeowners must overcome is saving up a down payment. It can take years,…
A Home Appraisal Checklist
Searching for and finding the perfect new home is just one step of the home buying process. Once you find…
What Is an FHA Mortgage Insurance Premium?
FHA mortgages are great for homebuyers without a sizable down payment or with low credit. Each situation is unique and…
A Home Inspection Checklist
When purchasing a home, it is always a good idea to have it professionally inspected. Many lenders even require it…
What to Look for in a Neighborhood When Buying a House
Evaluating a potential new home’s features is just one part of finding the perfect place to buy. You should also…
Buydown to Reduce Your Mortgage Interest Rate
If you are buying a home, you have probably looked at all kinds of ways to reduce your monthly mortgage…
Buying a House without a Real Estate Agent
Working with a real estate agent can be very helpful when purchasing a house, especially if you are a first-time…
How Long Does It Take to Buy a House?
The home buying process is exciting but can be lengthy, especially if you have a purchase fall through and have…
How to Determine if You Are in a Buyer’s Market or Seller’s Market
Being a savvy real estate buyer or seller requires that you know and understand the market conditions. This includes the…
How to Get Your House Ready to Sell
You’ve mastered the process of home buying, but are you ready to be a seller when it’s time to move…
Negotiating a House Price as a Buyer
Buying or selling a home often comes with some negotiation. In fact, it is expected and normal for both parties…
How to Know When You Should Buy a House
Do you enthusiastically pore over home listings on online platforms in your spare time? Is driving around looking for For…
What Is the Average Down Payment for a Home?
One of the biggest hurdles to homeownership is saving up the all-important down payment. It can impact how much house…
What are your goals?